How much does urgent care cost?

Urgent Care Cost

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The cost of a visit to the emergency room or an urgent care center can vary based on where you are geographically, whether you are in-network or out of network, and which location you visit.

For non-life-threatening illnesses and injuries, urgent care centers can typically offer substantial cost savings over a visit to the ER. Some insurance companies have estimated that an in-network urgent care visit can cost up to 80% less than an ER visit.1

To provide a clear idea of the cost of an urgent care visit, we have outlined below how pricing works at Physicians Immediate Care.

Self-Pay Patients

For patients without insurance or those patients with high deductibles who may choose not to submit their claim, we have a flat self-pay price available at $165. We treat a variety of injuries and illnesses at a set rate. Every visit includes an examination, medical history, vital signs, and take-home instructions.

Additional Costs

Complex procedures, such as broken bones, dislocations, or extensive lacerations, may result in additional charges. There are additional charges for vaccines, medications, injectables, durable medical equipment (crutches, casts, splints), and outside labs.

Patients Paying with Insurance

We accept most major health insurance plans for patients with insurance and can bill the insurance companies directly. Just bring your primary insurance card, secondary insurance card (if you have one), and the policyholder’s name, date of birth, and social security number.

If you’re unsure whether your insurance benefits will cover your visit at Physicians Immediate Care, please contact your insurance company.  Most HMO plans require their members to receive a referral from their PCP before receiving services covered at an urgent care center or other specialists. Please contact the customer service number on the back of your insurance card to verify.

To see a list of the insurance plans we accept, click here.


When paying with insurance, the amount that you will be billed for is the rate that has been negotiated with your insurance plan. Insured patients will also be expected to pay their outlined urgent care co-payment immediately.

The summary of benefits from your insurance company should outline the copayment or coinsurance cost for an urgent care visit. If you aren’t sure, contact your insurance provider to get more information about how your coverage works.

About Us

Physicians Immediate Care, also known as Physicians Urgent Care, is a Midwest leader in urgent care and occupational health services with over 50 locations in three states. No appointments are required, and most clinics are open seven days a week, up to 12 hours a day, to treat non-life threatening illnesses and injuries. Our clinics are staffed by a doctor or advanced practice provider, under the supervision of a doctor, who provides quality, caring service, and effectively diagnoses and treats a variety of injuries and ailments.


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