At Physicians Immediate Care, we offer high-quality, affordable health care.

For patients with insurance, we accept most major insurance plans. For patients without insurance or those patients with high deductibles who may choose not to submit their claim, we have three simple price categories to choose from.

Those who pay their bill in full at the time of service are eligible for self-pay rates.

Urgent Care Without Insurance

No insurance? No problem. We offer simple, straightforward pricing and treat a variety of injuries and illnesses at set rates. For more information about the cost of urgent care without insurance, view our self-pay pricing information.

Using Insurance

We accept most major health insurance plans and can bill the insurance companies directly. Just bring your primary insurance card, secondary insurance card (if you have one) and the policyholder’s name, date of birth and social security number.

If you’re not sure whether your insurance benefits will cover your visit at Physicians Immediate Care, please contact your insurance company.  Most HMO plans require their members receive a referral from their PCP prior to receiving services covered at an urgent care center or other specialist. Please contact the customer service number on the back of your insurance card to verify.

Insurance Plans Accepted


  • Illinois
    • ACTIN Care Groups

    • Aetna

    • Align Networks

    • AmeriPlan

    • BlueCross BlueShield

    • Cigna

    • CorVel

    • Coventry Health Care

    • First Health Network

    • Harken Health (Chicagoland area)

    • HealthLink

    • Health Alliance Medical Plans – accepted at all Illinois clinics except Rockford E State Street

    • HFN

    • Humana

    • Land of Lincoln Health

    • Medicare

    • MediNcrease Health Plans

    • MedRisk

    • MultiPlan – excluding international client plans

    • My Community Care

    • OSF HealthCare (Rockford Area)

    • SmartCare

    • SmartHealth

    • SwedishAmerican Health System (Rockford Area)

    • The Alliance

    • Three Rivers Provider Network

    • TRICARE Standard

    • United Healthcare

  • Indiana
    • Aetna

    • America’s Choice Provider Network

    • Anthem Blue Cross and Blue Shield

    • Cigna

    • CorVel

    • Coventry

    • Encore Network – including PHP plans – select clinics

    • First Health Network

    • Humana

    • Managed Health Services (HIP, HCC, and Ambetter plans only)

    • Medicare

    • Parkview Signature Care – select clinics

    • Rockport Healthcare Network

    • Sagamore

    • Select Health Network – select clinics

    • Three Rivers Provider Network

    • TRICARE Prime

    • TRICARE Standard

    • United Healthcare

  • Nebraska
    • Aetna

    • Arbor Health Plan

    • American’s Choice Provider Network

    • BlueCross BlueShield

    • CorVel

    • Coventry

    • First Health Network

    • Medicaid

    • Medicare

    • Midlands Choice

    • OHARA

    • Three Rivers Provider Network

    • TRICARE

    • United Healthcare